Personal Lines / Valley Wide Ag

Home Insurance

Family Request a QuoteHomeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to, and or theft of your property and your liability or legal responsibility for any injuries and property damage you or members of your family may cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered; but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. It may be prudent for you to invest in two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility and thus usually not covered.

Auto Insurance

Auto We offer a variety of coverage and companies for any driver in California. Coverage includes:

Liability (required by law)
Physical damage (fire, theft, vandalism)
Full package (liability-comprehensive, theft, and collision)
Roadside assistance
Young drivers
Immediate coverage
Good driver discounts
No prior insurance
Any car, any driver

Get Added Protection with Excess Liability

Home Excess Liability Insurance is designed to give additional protection above and beyond the limits on homeowner, auto and watercraft personal insurance policies. This protection is designed to cover when the liability on other current policies has been exhausted.

Last Updated Wednesday, November 20, 2024 - 07:11 AM.

Non-Discrimination Statement

The U.S. Department of Agriculture (USDA) prohibits discrimination against its customers, employees, and applicants for employment on the bases of race, color, national origin, age, disability, sex, gender identity, religion, reprisal, and where applicable, political beliefs, marital status, familial or parental status, sexual orientation, or all or part of an individual's income is derived from any public assistance program, or protected genetic information in employment or in any program or activity conducted or funded by the Department. (Not all prohibited bases will apply to all programs and/or employment activities.)

To File an Employment Complaint

If you wish to file an employment complaint, you must contact your Agency's EEO Counselor, within 45 days the date of the alleged discriminatory act, event, or in the case of a personnel action. Additional filing information can be found here.

To File a Program Complaint

If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found here, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Director, Office of Adjudication, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at program.intake@usda.gov.

Persons with Disabilities

Individuals who are deaf, hard of hearing or have speech disabilities and wish to file either an EEO or program complaint please contact USDA through the Federal Relay Service at (800) 877-8339 or (800) 845-6136 (in Spanish). Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department by mail directly or by email. If you require alternative means of communication for program information (e.g., Braille, large print, audiotape, etc.) please contact USDA's TARGET Center at (202) 720-2600 (voice and TDD).

Contact Information

For more information, contact the RMA Civil Rights Office at 202-690-3578 (main line).